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RY5
ORWY5 · Diversified

Real Yield 5

T1Under studyKYCS 0.01
Reference net asset value
200.00usd

Calibrated launch value from the rulebook. This basket carries no order panel today.

Family
Diversified
Risk profile
Conservative
Holdings
5
Weighting
Income
Rebalance
Quarterly
Sharpe grade
0.01
The thesis

Why this basket exists

What the construction is trying to capture, who it is built for, and how it is meant to be sized inside a wider allocation.

Income-oriented across asset classes. ONDO holds tokenized US treasuries, SKY backs USDS partially with treasuries, gold provides the inflation hedge, Eli Lilly anchors the defensive equity leg, SPY for breadth. Currently in Watchlist because the ONDO and SKY constituents have less than a year of usable history (246-day backtest only), which leaves the metrics inconclusive. Promotion to Live pending another two quarters of data, expected H2 2026.

  • Diversified family · Conservative risk tier
  • Rule-based, divisor-method NAV

No committee note is published for this basket yet. The text above is its catalogue description; the framing beside it is derived from the mandate and the risk tier.

How it is meant to be used
Built forAllocators with strict drawdown caps and Tier 1 mandates.
Typical sizing30 to 60% of a crypto sleeve
Weighting ruleIncome
Risk tierConservative
Composition

5 holdings, drawn to scale

Each tile's area is its weight in the basket, so the picture and the table below it are the same data read two ways.

Weight by area
5 holdings
GLDon · 25% of the basketGLDon25%ONDO · 22% of the basketONDO22%SPYon · 20% of the basketSPYon20%SKY · 18% of the basketSKY18%LLYon · 15% of the basketLLYon15%
Largest holding
GLDon 25.0%
The single name that moves net asset value most.
Top three
67.0%
Share of the basket held by its three largest names.
Effective holdings
4.86
Equal weight equivalent of 5 named positions.
Published weights
largest first
Published weights for all 5 holdings, largest first.
HoldingShareWeight
01GLDon25%
02ONDO22%
03SPYon20%
04SKY18%
05LLYon15%
Total100%
Holdings

Why each name earned its seat

Research notes per constituent: the case for the asset, the regime that suits it, and the risk the seat carries.

  • GLDon25%Hedge

    SPDR Gold Shares is the largest gold ETF and the cleanest tokenized expression of an institutional gold position.

    Performs in flight-to-quality, inflation-up, and dollar-weakness or central-bank-buying cycles.

    correlation dilution if duration sells off
  • ONDO22%Yield

    Ondo Finance is the largest tokenized treasury issuer and a category-defining brand in the RWA stack.

    Performs in RWA-narrative phases and high-rate regimes. Underperforms in pure-crypto altcoin cycles and if rate cuts compress treasury yields.

    regulatory uncertaintyrate-cycle sensitivity
  • SPYon20%Core anchor

    SPDR S&P 500 ETF Trust is the largest US equity ETF and the canonical broad-market index.

    Performs in broad-equity-up regimes. Sensitive to sector concentration in Mag 7 names that drives a non-trivial share of the index.

    Mag 7 concentration
  • SKY18%Yield

    Sky (formerly MakerDAO) operates the USDS and DAI stablecoin franchises and routes meaningful collateral into RWA strategies.

    Performs in RWA-narrative and high-rate regimes when RWA collateral earns wide spreads. Sensitive to DAI peg incidents and stablecoin regulation.

    stablecoin regulationpeg event risk
  • LLYon15%Hedge

    Eli Lilly is the GLP-1 obesity-drug leader and the single most valuable pharma franchise by market cap.

    Performs in defensive rotation and obesity-narrative cycles. Lower correlation to tech and crypto beta.

    GLP-1 competitive pressure
The record

What the numbers say

Simulated on historical constituent prices. A Sharpe is only published once the measured window clears 90 days, and drawdowns keep their sign.

Backtested record
246 day window
Sharpe grade
0.01Thin
Measured over 246 days against a bitcoin reference of 0.33.
Total return
+0.2%
Across the full window, simulated.
Max drawdown
−17.0%
Deepest peak to trough inside the window.
Annualised volatility
·
Standard deviation of daily returns, annualised.
Beta vs bitcoin
−0.05
Correlation −0.08.
Effective holdings
4.86
Of 5 named. Equal weight equivalent, from the published weights.
Simulated rebalance
Quarterly
Backtest assumption, not a published cadence.
Jensen alpha
·
Excess over what beta to bitcoin alone explains.
R squared
·
Share of the basket's moves bitcoin explains.
Bitcoin reference · Sharpe 0.33 · max drawdown −76.6%
OCBE100 reference · Sharpe 0.34 · max drawdown −61.1%

Every figure above is simulated on historical constituent prices for a basket that has not traded. It describes how the rules would have behaved, not how they will behave. ORWY5 is part of a public preview.

Loss tail
95% VaR · loss tailhistorical
1-week · 7d−7%
1-month · 30d−10%

Max expected loss over the horizon · 95% confidence · historical distribution. There is a 5% chance the actual loss is larger.

Across timeframes
vs bitcoin
Simulated return for this basket over five windows, with a Sharpe and a comparison with bitcoin wherever the window is long enough to publish one.
WindowReturnSharpevs BTC
Full window+36.8%0.70+0.27
1 year+11.9%0.46+1.29
6 months+10.3%0.85+1.53
3 months+12.7%Not graded·

Returns are simulated over each window. A Sharpe is published only once that window clears 90 days, so the shorter rows read Not graded and carry no comparison with bitcoin. Short windows flatter and punish at random; read the full window first and treat the rest as texture.

Risk

What could go wrong

Priced off this basket's own weights rather than off a generic disclaimer, so every figure below can be checked against the table above.

Drawdowns are bounded relative to the broader crypto market. Constituent caps and liquidity filters contain concentration risk. Full risk parameters live in the methodology rulebook.

Structural flags
4 on this basket
  • Top-name weightLow

    GLDon is the largest position at 25%. Capped by methodology but still drives index direction.

  • Short price historyHigh

    ONDO, SKY, GLDon and 2 more have under a year of usable history. Backtest metrics carry wider error bars.

  • Routing dependenceMedium

    Routes through Dinari (stocks) and Backed Finance (ETFs). Settles on the EVM rail. KYC at the OLTA layer, not available in the US today.

  • Pre-live statusLow

    Watchlist index. NAV is computed but the basket isn't yet open for live allocation.

If it goes wrong
effect on net asset value
4 downside scenarios for this basket, and the loss each one would put on net asset value.
ScenarioLoss on net asset value
GLDon loses half its valueLargest holding, 25.0% of the basket−12.5%Mechanical
The three largest holdings fall 30%GLDon, ONDO, SPYon · 67.0% of the basket together−20.1%Mechanical
The deepest simulated fall repeatsDeepest peak to trough in the measured window−17.0%Recorded
A bad month, one in twenty95% historical value at risk over 30 days−9.6%Measured

The mechanical rows hold every other holding still, which is the optimistic case. This basket measured −0.08 correlation to bitcoin over its window, which is loose enough that the holdings can move apart. Even so, a shock rarely lands on one name alone. Read the figures as a floor on the damage, never a ceiling.

Further reading

The research behind the construction

Worth a second look later

ORWY5 is under methodology review, so it carries no buy action today. The weights and the cadence are still being settled, and publishing an order panel over rules that are about to change would be the wrong kind of confidence. Everything above stays on the page while the work runs: the composition, the measured record and the risk flags all move with the research.